Did You Know?

Mon - Fri 9:00-17:00
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High Rang Loan
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FROM 7.50%

Offer Low Interest
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Fast & Easy Process

Fast, secure & easy loans in just 7 days

Need some fast cash? Bad cradit history? We dont mind about your past, just the future. Try loan start and feel secure in your future.

  • Get up to $15,000 Cash Fast
  • 15 MinuteOnline Application
  • Centrelink Considered*
  • Bad Credit Considered2
Apply for loans
  • 1. Subject to verifcation, suitability and affordability
  • 2. Your income from Centrelink must be less then 50% of your total income in order to qialify.
Learn more

Manage your corporate finances by yourself or in a team

To replace or complement your bank


The best business account to send and receive payments on a daily basis.

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SMBs & Startups

Optimize your team's expenses by always staying in control.

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Business Founders

Open a business account for the online deposit of your share capital.

Find Out More

Stay focused on your core business by managing your finances and accounting.

Find Out More

Here's how it works.

When you're ready, Cardinal Loans is ready too - 24 hours a day, 7 days a week.


Apply Online

That is why we have a wide range of you can apply for a Personal Loan.

  • 1 Apply Online
  • 2 Enter Your Informantion - 10 min
  • 3 Pre-qualify / Pre-Approve - 5 min
  • 4 Help you prepare
  • 5 We help your qualify - 15 days


Conis Guide on the supervisory approach to consolidation in the banking sector.

  • 1Schedule a Free Consulation
  • 2 Discuss your Situation
  • 3 We Review your condition
  • 4 Help you prepare
  • 5 We help your qualify
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Your security. Our priority.

We always have your security in mind. Rest easy knowing your data is protected with 128-bit encryption. Learn more.

Frequently asked questions

Can I pay off my loan early?

Yes you can.

You can apply for up $10M loan, within your account limit.

Yes we do. But you'll need to contact our support for more details on that.

Yes you can. You can perform both local and international transfer. You can perform all savings on our banking institution with our special savings account.

As soon as you've performed all necessary account verification, you can apply for our loan. For more information please contact our support on live chat or send us an email at support@firstciticapitals.com

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Have any question?

Ask us anythisg.Do you have a love question you want us to answer?